Policies We Finance

The Premins Company provides insurance premium financing for many different types of 1 and 3 year policies — always at competitive rates.

Commercial Insurance

  • General liability
  • Professional liability
  • Excess
  • Umbrella
  • Property
  • BOP
  • Package

Personal Insurance

  • Homeowners
  • Personal Liability
  • Voluntary Auto
  • Assigned Risk Auto (NYAIP)

Payments Simplified

By Mail

Mail money order or check with your payment coupon

By Phone

Pay by credit/debit via our automated system at 877‑309‑8287

Pay Online

Make a payment online and set up auto-payment scheduling

Check By Fax

Fax a check with our signed form to 718‑376‑8330

Pay With Cash

Step 1

Get your PayCode at paynearme.com/premins or call 718‑375‑8300 to ask an agent for a PayCode. Remember to have your account number and zip code ready

Step 2

Take your PayCode to a CVS, 7-Eleven or Family Dollar store. Give the cashier your PayCode to scan and pay with CASH. A $3.99 processing fee will be added to your payment

Step 3

Keep your receipt, which shows confirmation of your payment. Your account will be updated with your payment

Quick & Easy Process

Low down payments

Competitive rates and easy monthly installments for greater control of cash flow

Fast quotes

Finance 1- and 3-year policies with customizable payment plans

Fast funding

Policies funded same-day to eliminate delays and unpaid notices from insurance companies

Weekly cancellations

Weekly processing of delinquent accounts eliminates the hassle of daily cancellations

Proactive cancellation lists

Be notified about cancellation before it takes place

  • Broker rate sharing program
  • No charge for reinstatement
  • No charge for ACH payments
  • No charge for e-checks or fax payments
  • Pay by debit and credit card
  • Cash payments at 7-11 & Family Dollar

Login Instructions

To log in, please locate your pink coupon that arrived in the mail. Use the picture below as a guide.

User ID

Your "User ID" is the first six digits of your account number. In the example shown below, the User ID is "123456".


Your password is the last three digits of your Account number, followed by your ZIP code.
The password in the example below is "AAA11111"(Note: Do NOT include any spaces in the password).